OR If you prefer, answer a few quick questions using our…
 

 Seller Information Form

Click Here
for Electronic Version

 

We buy houses and Small Apartment Buildings in ANY Price Range! ANY Condition!

Do You Have Any Of These Problems And Want A Quick Solution?

Vacant Property

Need Estate Settlement

You're Making Payments on 2 Houses

Divorce Situation

You have experienced Job Transfer or Job Loss

Your house has Little or No Equity

You Want To Move Onto Bigger and Better Things?

Relocating or Moving

You are An Out of Town Owner

You are Behind in Payments

You Just Can't Seem to Get it Sold Fast Enough

Your House Needs Repairs

You Need a Short Sale to Avoid Foreclosure

or You Just Want Out Fast fro What ever Reason?

 

What Do You Have to Lose?


Whatever your situation is, there is a GOOD chance that we can buy your house quickly (like in a matter of a few days). We are Professional Real Estate Problem Solvers. If we can't help you, we can try to point you in the right direction. So you see, you have NOTHING to lose by calling us… And possibly so much to gain!
 

We're Not a Real Estate Agency or Brokerage

Remember… we are NOT a real estate agency or brokerage, so we NEVER CHARGE commissions! We want to buy your house, not list it!
 

Call Todd Smith's 24-Hour Hotline at (614) 236-4687, or fill out our
Electronic Seller Information Form NOW!

Where We Buy…

  • Columbus, Ohio and Surrounding Suburbs 

  • Franklin County, Ohio 

  • Fairfield County, Ohio (Pickerington Only) 

  • Delaware County, Ohio 

What We Buy…

  • Single-Family Houses

  • Doubles (2-Unit Buildings, Side-By-Side Duplexes, Not Up-and-Down Units)

  • Small Apartment Buildings (4-40 Units)

  • Packages of Multiple Properties from the Same Seller (Estate Sales, Investors Liquidating Portfolios, etc.)

What We DON'T Buy…

  • Raw Land

  • Mobile Homes 

  • Condos 

  • Commercial Properties 

  • Properties outside our buying area (See above "Where We Buy")

STOP Foreclosure

If your house is in, or headed toward, Foreclosure… we have several exciting options that may be available to you:

1. We may be able to STOP the Foreclosure and buy your house by doing a Short Sale!
Click here for more info

2. We may be able to STOP the Foreclosure by bringing your loan current and taking over your payments

3. We may be able to buy your house and rent it back to you!

4. We may be able to negotiate a payment plan between you and your bank so you don't have to sell the house at all!

To handle your Foreclosure situation before its too late,
Call Todd Smith's 24-Hour Hotline at (614) 236-4687
, or fill out our
Electronic Seller Information Form NOW!

Common Problems When Selling Houses in Newer Subdivisions (or Houses With Little or No Equity)

We are VERY interested in buying these houses, and we want you to be aware of some of the common problems… if you haven't experienced them already…
 

  • House is less desirable to Buyers since it is now , and is competing with the nearby houses being built "brand new"

  • The value of the "used" house is not as high as the "brand new" houses

  • Adding Realtor commission may make the house overpriced, if there is not much equity to begin with

  • Realtor commission and other STANDARD, but Hidden, Selling Costs (discussed later) may actually require a Seller to come out of pocket to sell their house

  • As an investment property, the Rental amount that someone would charge to a Renter probably won't cover the ADJUSTED mortgage payment (adjusted for the tax increase, and the interest rate)

  • As an investment property, there is no telling what it will rent for, since it is not a typical rental area

To Sell your house in a Newer Subdivision, or your house with Little or No Equity,
Call Todd Smith's 24-Hour Hotline at (614) 236-4687
, or fill out our
Electronic Seller Information Form NOW!

Hidden Selling Costs That Realtors Don’t
Always Explain Clearly

Most people understand that they will have to pay a Realtor Commission, but they have no clue as to all the other costs that Seller's get hit with until they are actually at the closing table getting (or not getting) their money…

Realtor Commission 

6%-7%

Price Discount

3%-5%

Seller Closing Costs

3%

Seller Concessions 

3.75% - 6%

Total Hidden Costs

10%-15.75% - 21%

  • This means that on a Typical Sale involving a Realtor, it is possible you may net only 79%, or 84.25%, or 90% of your Asking Price… BEFORE you pay off your mortgage!

  • If you are lucky, the Hidden Costs could be as low as 10%. If you are like a lot of people it will be on the high side toward 21%. A typical range is 15% in Hidden Costs.

  • More to the point, this means that in order to sell a newer home, or a home without significant enough equity, many Sellers would actually have to bring money thousands of dollars to the closing table to sell their home!

  • That means that if your house is listed for $200,000 with a Realtor, you may only walk away with $168,500 - $158,000 BEFORE you pay off your mortgage!

  • NOTE: Suppose you didn't use a Realtor, and you were selling it yourself. By the time you pay for all of your advertising costs, additional holding costs, and aggravation and time involved, you will be paying (losing) the normal 6% anyway by trying to do it "For Sale By Owner".

Example…

Asking Price

$200,000

Hidden Costs (only 15%)

-$30,000

Net to Seller

$170,000

Mortgage Balance

-$180,000

Amount Seller Has to Pay in Cash to Sell Their House with a Realtor! 

-$10,000

So even with a $20,000 spread between the Asking Price ($200,000) and the Mortgage Balance ($180,000), many sellers may have to come out of pocket with $10,000 or more for a quick sale!

The beauty is, we can BUY your house TODAY and help you avoid most of the pain of these Hidden Costs!

Call Todd Smith's 24-Hour Hotline at (614) 236-4687, or fill out our
Electronic Seller Information Form NOW!

What goes in to these "Hidden Costs"?

Realtor Commission

  • This is the cost everyone expects, but they don't realize the financial impact.

  • Sometimes adding this onto the price makes the house listed higher than the value.

  • Not only can a lot of people not afford to PAY the Realtor commission, but the commission itself may make it HARDER for the house to sell.

  • Even if you don't use a Realtor, this money will be sucked up in your time, aggravation, costs involved in you advertising and paying additional mortgage and holding costs yourself

Price Discount

  • Most Buyers expect a discount from asking price, whether its through a Realtor or "For Sale By Owner"

  • Most Sellers know this in the back of their minds, but they don't know how it will affect the bottom line until its too late.

Seller Closing Costs
 

  • Certain closings costs that are almost always expected to be paid by the Seller

  • One of the largest of these costs is Title Insurance

Seller Concessions
 

  • Chances are that when you bought your house, your Builder or Seller probably paid a lot of Seller Concessions for you that show up on the 2nd page of your closing statement
  • Seller Concessions are usually costs that used to be paid by the Buyer, but Seller's are now paying in order to get their house to sell faster in the face of market competition.
  • Seller Concessions have become almost automatic these days, since most buyers today are strapped for cash and/or expect to put as little down as possible.
  • MONEY paid by the Seller usually for points to pay the buyer's interest rate down, special non-profit down payment programs, and a host of other costs that the buyers USED to be responsible for in the "good ole days".
  • Also inspection and repair fees for "repair conditions" indicated by the appraisal (per government or lending regulations).

Remember, we can BUY your house TODAY and help you avoid most of the pain of these Hidden Costs!


 

For Immediate, Personal Service...
Call Todd Smith's 24-Hour Hotline NOW to Sell Your House or 2-40 Unit Building
(614) 236-HOUSE
(614) 236-4687

OR If you prefer, answer a few quick questions using our…

 Seller Information Form

Click Here
for Electronic Version

© Heritage Home Buyers, LLC  2734 E. Main St., Suite 603 Columbus, OH 43209 
E-Mail: homebuyer@heritagehomebuyers.net

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